Buy Now Pay Later Guide

Wear Now, Pay Later

At ZMC Merchandise Inc., we offer flexible buy now, pay later (BNPL) options to make owning fine and lightweight gold jewelry more accessible. Eligible customers can choose convenient installment plans through trusted providers such as Sezzle, Afterpay, Klarna, Shop Pay Installments, and PayPal Pay in 4. This guide explains how these payment options work on our website. For full financial terms, please refer directly to your selected provider. To learn more about how we protect your transactions, please visit our Secure Payment Policy.

How Shop Now Pay Later Works

When you proceed to checkout on ZMC Merchandise Inc., available payment options will be shown based on your order total, location, and eligibility. If you qualify, you may choose a buy now, pay later provider such as Sezzle, Afterpay, Klarna, Shop Pay Installments, or PayPal Pay in 4.

You will then be redirected to complete a quick approval process. Payment schedules, interest (if applicable), and terms are set solely by the provider and not by ZMC.

Payment Options

Afterpay

  • 4 equal, interest-free payments every 2 weeks

Sezzle

  • 4 equal, interest-free payments every 2 weeks

Klarna

  • 4 equal, interest-free payments every 2 weeks
  • Monthly plans up to 24 months (approval required)

Shop Pay by Affirm

  • 4 equal, interest-free payments every 2 weeks
  • Pay monthly for 6 months with 0% interest
  • Up to 24 months (approval required)

PayPal Pay in 4

  • 4 interest-free payments every 2 weeks

How to Choose Your Payment Option at Checkout

  1. Add to Cart: Select your jewelry and proceed to checkout.
  2. Enter Shipping Details: Fill in your name, address, and contact information.
  3. Select Your Preferred BNPL Provider: Click on the provider you want to use.
  4. Complete Setup: Log in (or create an account) with that provider to confirm your installment plan.
  5. Place Order: Your jewelry will ship right away, while payments are spread out over time.

Important Details

Buy now, pay later services offered through ZMC Merchandise Inc. are provided and managed by independent third-party financial providers. ZMC Merchandise Inc. does not control or influence the following:

  • Approval decisions
  • Credit assessments
  • Interest rates or applicable fees
  • Payment schedules

For any questions regarding payments, charges, or missed installments, please contact your selected provider directly.

Returns, Refunds & Installments

All purchases made through buy now, pay later options at ZMC Merchandise Inc. are subject to our store policies, including the Refund Policy and Terms of Service.

If a refund is approved, processing times may vary depending on your selected payment provider. You may view your payment schedule, remaining balance, and account updates directly through your provider’s portal.

Need Assistance?

If you have any questions or concerns regarding a flagged or cancelled order, please contact us:

Email Address: support@zmcmerchandise.ca
For faster response: Message us directly on our Facebook page:
ZMC Merchandise Inc.